Dental Insurance in Lakewood, CO
Are you looking for a dental office in Lakewood, CO, that accepts dental insurance? Look no further than Golden Hill Family Dentistry!
Dental Insurance Plans We Accept in Lakewood, CO
We accept the following dental insurance plans and will even file the claim for you:
- Aetna PPO
- Metlife PPO
- Delta Dental PPO
- United Healthcare PPO
- GEHA
- Ameritas
- Principal PPO
- Cigna PPO Total/Advantage
- Mutual Of Omaha
- Guardian PPO
- US Health Group
- Beam
- Anthem BCBS
Please note that many insurance companies offer several different plans, and each can have varying levels of coverage within the same network. We are more than happy to review your specific plan information prior to your appointment to help you understand your estimated benefits for your upcoming treatment.
How to Check Your Coverage Before Your Visit
Just call our office and have your dental insurance card on hand. Our team can go over the details of your plan with you, including your deductible, your annual maximum, what is covered and estimated out-of-pocket costs for your treatment.
Here are a few things that are helpful to know:
- Your deductible — The amount you may need to pay before your insurance begins covering certain treatments.
- Your annual maximum — The most your insurance plan will pay toward covered dental services during your benefit year.
- Your coverage percentages — How much your plan may contribute toward preventive, basic, and major dental procedures.
- Your waiting periods — Some plans require you to wait a certain amount of time before certain treatments are covered.
- Your network benefits — Visiting an in-network dentist may help reduce your out-of-pocket expenses.
We will try our best to provide you with an estimate of your benefits for treatment before you begin, but the final decision on coverage is always made by the insurance company.
What Most Dental Insurance Plans Cover
Most dental insurance plans are Preferred Provider Organization (PPO) plans. This type of plan typically categorizes dental services into three main categories.
Preventive Dental Care
Preventive care helps keep your teeth and gums healthy while catching potential problems early. Most dental plans cover routine exams, cleanings, and certain X-rays at or near 100% with an in-network provider, although restrictions may apply. Regular preventive visits help protect your smile and maximize your insurance benefits.
Basic Dental Care
Basic dental care typically includes fillings, simple extractions, and certain periodontal treatments. Many insurance plans cover approximately 70% to 80% of these services, depending on your specific policy.
Major Dental Care
Major dental services, such as crowns, bridges, and dentures, help restore damaged or missing teeth. Many plans cover around 50% of these treatments, although coverage limits and waiting periods may apply. Our team can help you review your benefits and estimate your out-of-pocket costs.
Making the Most of Your Benefits Before They Reset
Many dental insurance plans reset on January 1, meaning unused benefits may expire. To make the most of your coverage, schedule regular cleanings, complete recommended treatments, and check your remaining annual maximum before your benefits reset.
Our team is happy to help you review your available benefits and plan your care. Your oral health always comes first, so don't delay necessary treatment simply because of insurance deadlines.
Out of Network or No Insurance? We Can Still Help
Don't see your insurance listed? You may still have out-of-network benefits available through your PPO plan. Our team can help you understand your coverage and potential out-of-pocket costs.
If you don't have dental insurance, we're happy to explain treatment costs and discuss available payment options. Everyone deserves quality dental care and a healthy, confident smile!
Have Questions About Dental Insurance? Give Us a Call!
Our friendly team at Golden Hill Family Dentistry is here to help you understand your dental insurance and make the most of your benefits.
Call or text us at (303) 237-1553 to schedule an appointment or ask about your coverage. We look forward to helping you care for your smile!
¡Hablamos español! Our team is happy to assist Spanish-speaking patients and families.