Golden Hill Family Dentistry
Dr. Grace Rudersdorf, DDS & Dr. Carson Spornhauer, DDS

Financial Info

At Golden Hill Family Dentistry, we believe quality dental care should be accessible for everyone. That’s why we accept insurance and even offer flexible financial options, including an in-office dental savings plan and a 3-month in-house payment plan. 

Call Our Lakewood Dental Office

Want to find the best option for your budget? Give us a call today! 

 

Insurance

We accept various insurance plans and will file claims on your behalf:

  • Aetna PPO
  • Metlife PPO
  • Delta Dental PPO
  • United Healthcare PPO
  • GEHA
  • Ameritas
  • Principal PPO
  • Cigna PPO Total/Advantage
  • Mutual Of Omaha
  • Guardian PPO
  • US Health Group
  • Beam
  • Anthem BCBS

 

Payment Methods

We accept cash, credit and debit cards, and HSA/FSA.

Grace Dental Savings Plan

Smile with Grace Dental Savings Plan

About the Plan

Smile with Grace Dental Savings Plan is designed to provide affordability and greater access to quality dental care for those without insurance.
With our plan, there are:

  • No yearly maximums

  • No deductibles

  • No claim forms

  • No pre-authorization requirements

  • No pre-existing condition limitations

  • Immediate eligibility

  • No waiting periods

  • No denials

  • No delays
     

Annual Premiums

Adult: $480 (equal to $40/month)
Child: $360 (equal to $30/month)

  • A child is considered under the age of 13.
  • The full premium must be paid on the day dental care begins, as monthly payments are NOT allowed.
  • The plan will terminate one year from the start date.
  • Annual Premiums are subject to annual revisions.
  • Next preventative care visits must be scheduled.
  • If you do not complete your preventative visits within the year you will not receive a credit
  • If any appointment is missed or cancelled within 48 hours there will be a $75 fee per scheduled hour.

 

Coverage Table

Diagnostic and Preventative – 100% Covered

  • Comprehensive Exam (new patient)

  • 2 Periodic Exams

  • 1 Limited Exam

  • 1 Full Mouth X-rays (1 every 3 years)

  • Additional X-rays (excludes 3D x-rays)

  • 2 Cleanings

  • 2 Fluoride Treatments

Covered Services – 15% Discount

  • Fillings

  • Crowns, Inlays, Onlays

  • Periodontics

  • Dentures & Partials

  • Oral Surgery

  • Root Canals

  • Orthodontics

  • Sleep Apnea Therapy

  • TMJ Therapy

Non-Covered Services

  • Products

  • Whitening

  • Some Lab Fees

    All plans save you over 40% on diagnostic and preventative care.
     

Plan Exclusions & Limitations

This is a savings plan, not a dental insurance plan
It CANNOT be used:

  • In conjunction with another dental insurance plan
  • For treatment which, in sole opinion of the treating dentist, lies outside the realm of their capability
  • For referrals to specialists
  • For hospitalization or hospital charges of any kind
  • For costs of dental care which is covered under automobile or medical insurance
  • For services for injuries covered under workers' compensation

This plan is only honored at Golden Hill Family Dentistry. This plan is not an insurance plan that can be used at any other dental office. Patient's portion of bill is due on the day of service. Benefit fee table is subject to annual revision.

Periodontal Plan

Covered at 100%

  • 1 Comprehensive exam
  • 1-2 Periodic Exams
  • 4 Periodontal maintenance cleanings
  • 4 Laser therapies
  • 1 Full Mouth X-rays (1 every 3 years)
  • Additional X-rays (excludes 3D x-rays)
  • 2 Fluoride Treatments

    Annual Premium: $860
    Fee does not include cost of initial periodontal therapy AKA deep cleanin

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Sunbit Financial

Golden Hill's Family are pleased to provide SunBit as a convenient payment solution, allowing you to access the dental care you need with ease and flexibility. Please use our custom SunBit link to learn more, or feel free to contact us.

3-Month In-House Payment Plan

We know dental care can sometimes come at the wrong time financially. That’s why we offer a flexible three-month in-house payment plan to help spread out the cost of your treatment—no credit checks or third-party financing! 

Questions about how it works? Reach out to Golden Hill Family Dentistry, and we’ll be glad to chat!
 

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